Quebec prescription drug insurance plan - Turning 65 years oldEven if you have a private insurance plan, as soon as you reach the age of 65, being a Quebec resident, you are automatically registered to the Public Prescription Drug Insurance Plan of the Régie de l'assurance maladie du Québec (RAMQ).
However, if you are eligible for a private plan offering basic coverage, you should check with your private insurer to see whether the plan is primary or supplemental.
1. If your plan is primary, you can keep it.
2. If your plan is supplemental to the public plan, you remain enrolled in the RAMQ.
Persons who choose to retain the basic coverage of their private plan must contact the Régie to cancel their registration to the public plan. Otherwise, they would be covered by two basic plans, which is prohibited under the Act respecting prescription drug insurance. Before cancelling their public plan registration, they must make sure their private plan indeed offers basic coverage at least equal to that provided by the Régie.
For more information, please consult the following links:However, if you choose to be insured by the RAMQ after your 65th birthday, you must report it as follows:
1. On the "Left side menu of the Interview tab", select the "Quebec drug insurance plan" section. On the screen to the right, in the drop-down menu, choose the option "5 - Exceptions, Quebec insurance plan, part of the year".
2. At the bottom of the page will open, and for the line "Specify the exception(s) that applied to you", choose the option "Own group insurance plan (code 14)" from the drop-down menu and select the months for which you were covered during the tax year.
Schedule K will be generated by the program indicating the month(s) in which you were covered by your private drug insurance plan. The premium payable to the RAMQ will be reported by the program to line 447 of the Quebec return.
However, in subsequent years, on the "Left side menu of the Interview tab" select "Quebec drug insurance plan" and in the drop-down menu choose the option "3 - Quebec insurance plan, all year".
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Webpage: KPA370-20211013093503DE.htm