Direct deposit
If you have an account at a financial institution with an establishment in Canada, you can register for direct deposit to have us deposit your refund directly into your account when we send your notice of assessment (or sooner, if you request an accelerated refund).
Direct deposit makes sense because:
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it eliminates the risk of your cheques being lost or stolen;
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it guarantees that any income tax refunds to which you are entitled will be deposited in your account, even if there is a postal strike or you are sick or away from home; and
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it is the only way you can receive payments of the solidarity tax credit and advance payments of the tax credit for childcare expenses, the tax credit for home-support services for seniors, the tax credit for the treatment of infertility and the tax credits respecting the work premium.
Registering
You can register for direct deposit:
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by using the Register for Direct Deposit online service, which is available on our website at revenuquebec.ca (you must be registered for My Account for individuals to use this service);
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by enclosing, with your income tax return, a voided cheque bearing your name and social insurance number (your cheque must be from an account you hold at a financial institution that has an establishment in Canada); or
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by completing a Request for Direct Deposit (form LM-3.Q-V or LM-3.M-V). If you live closer to Québec City, file form LM-3.Q-V; if you live closer to Montréal, file form LM-3.M-V.
If applicable, attach your voided cheque, form LM-3.Q-V or form LM-3.M-V to page 1 of your return.
Changing your account information
If you are registered for direct deposit and you wish to have your payments deposited in a different account, enclose a voided cheque for the new account with your return. Your name and social insurance number must also be written on the cheque. If you are unable to send us a voided cheque, complete a Request for Direct Deposit (form LM-3.Q-V or LM-3.M-V). If you live closer to Québec City, file form LM-3.Q-V; if you live closer to Montréal, file form LM-3.M-V.
Cancelling direct deposit
Your registration for direct deposit will remain in effect until you cancel it in writing or by calling 1 800 267-6299 (toll-free). However, if you are entitled to the solidarity tax credit, you must be registered for direct deposit to receive it.
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